Equipment Financing Options: Aesthetic Equipment Financing & Medical Spa Financing 2026
Equipment Financing Options
Flexible financing solutions to help you acquire the aesthetic equipment your practice needs. Choose from leasing, loans, and rent-to-own options with competitive rates.
Equipment Leasing
Low monthly payments with flexible terms
- Low monthly payments
- Flexible terms (12-60 months)
- Tax benefits available
- Upgrade options
- No large upfront costs
Equipment Loans
Traditional financing with ownership benefits
- Own equipment from day one
- Fixed interest rates
- Flexible payment terms
- Tax depreciation benefits
- No mileage restrictions
Rent-to-Own
Try before you buy with rent-to-own options
- Test equipment before purchasing
- Flexible rental periods
- Purchase option included
- No long-term commitment
- Easy upgrade path
Refurbished Equipment Financing
Special financing for pre-owned equipment
- Lower equipment costs
- Same warranty coverage
- Flexible payment terms
- Quick approval process
- Certified pre-owned quality
Our Financing Partners
MedSpa Financial
- • Aesthetic Equipment
- • Medical Spa Financing
- • Quick Approval
Equipment Capital Group
- • Large Equipment
- • Flexible Terms
- • Competitive Rates
Aesthetic Finance Partners
- • Startup Financing
- • Refurbished Equipment
- • Lease Options
Payment Calculator
Calculate your monthly payments for different financing options
Estimated Monthly Payment
$0.00
Simple Application Process
1. Apply Online
Complete our simple online application form
2. Quick Approval
Get approved in as little as 24 hours
3. Choose Terms
Select the financing option that works for you
4. Start Payments
Begin making affordable monthly payments
Ready to Get Started?
Apply for financing today and get the equipment your practice needs
Frequently Asked Questions
How much does a used CoolSculpting machine cost to finance?
A used CoolSculpting Elite machine typically costs between $45,000 and $65,000 depending on condition and applicators included. Financing this over 48 months with a $10,000 down payment at 5.5% APR results in an estimated payment around $815 to $1,280 per month.
Do you finance refurbished and pre-owned cosmetic lasers?
Yes, we specialize in financing pre-owned aesthetic equipment. Because used equipment carries lower principal costs than new models, your monthly payments are typically much more manageable. Approval terms often depend on the age and condition of the device, alongside your clinic's credit profile.
Can startup med spas get equipment financing?
Yes, startup med spas can secure equipment financing. While traditional banks may require 2-3 years of business history, our financing partners offer programs specifically designed for new businesses, taking into account the physician's personal credit or providing tailored lease-to-own programs.
What is Section 179 and how does it apply to used aesthetic equipment?
Section 179 of the IRS tax code allows businesses to deduct the full purchase price of qualifying equipment bought or financed during the tax year. Used diagnostic and aesthetic equipment qualifies for this deduction, meaning you can often deduct the entire cost of the equipment even if you are financing or leasing it.
Related Resources
Business Planning Guide
Learn how to plan and budget for equipment purchases
Equipment Pricing Trends
Stay updated on current equipment pricing and market trends
Used Equipment Options
Explore cost-effective pre-owned equipment alternatives
Equipment Maintenance
Learn about equipment maintenance and service requirements